[1]易余胤,肖条军.我国信贷市场的进化与调控[J].东南大学学报(自然科学版),2003,33(4):483-486.[doi:10.3969/j.issn.1001-0505.2003.04.025]
 Yi Yuyin,Xiao Tiaojun.Evolution and control of credit market of China[J].Journal of Southeast University (Natural Science Edition),2003,33(4):483-486.[doi:10.3969/j.issn.1001-0505.2003.04.025]
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我国信贷市场的进化与调控()
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《东南大学学报(自然科学版)》[ISSN:1001-0505/CN:32-1178/N]

卷:
33
期数:
2003年第4期
页码:
483-486
栏目:
经济与管理
出版日期:
2003-07-20

文章信息/Info

Title:
Evolution and control of credit market of China
作者:
易余胤 肖条军
南京大学管理科学与工程研究院, 南京 210093
Author(s):
Yi Yuyin Xiao Tiaojun
Graduate School of Management Science and Engineering, Nanjing University, Nanjing 210093, China
关键词:
进化博弈 信息不完备 信贷市场
Keywords:
evolutionary game imperfect information credit market
分类号:
F832.4
DOI:
10.3969/j.issn.1001-0505.2003.04.025
摘要:
首先在无约束的市场条件下建立了一个进化博弈模型说明信贷市场的基本进化规律,并通过对模型参数的分析来说明达到良好市场行为的策略和方法.然后,通过加入法律监督并对逃避还贷的企业予以处罚等市场约束条件对模型进行改进并做出分析,说明在创造良好的市场环境和退出“闭锁”的过程中,政府干预十分重要.最后,对如何形成良好的市场行为规范给出了一些有益的结论及建议.
Abstract:
An evolutionary game model is constructed to study the basic evolution law of the credit market with no restriction. How to reach good market behavior is illustrated by analyzing and controlling model parameters. Then the model is improved by adding some restrictions such as law to show that government plays an important role in forming good market environment and exiting the “lock in”. Finally, some beneficial results and suggestions about how to standardize credit market behavior are given.

参考文献/References:

[1] 汤振羽.我国商业银行信贷博弈分析[J].国际金融研究,2001(4):23-28.
  Tang Zhengyu.Credit game analysis of business bank of china [J].Studies of International Finance,2001(4):23-28.(in Chinese)
[2] Hung F S,Richard C.Credit market development and economic growth [J]. Journal of Economics and Business,2002,54(2):219-237.
[3] Bell C,Clemenz G.Credit market with moral hazard and heterogeneous of collateral[J].Research in Economics,1998,52(3):285-309.
[4] Scalera D,Alberto Z.Group reputation and persistent discrimination in credit markets[J].Journal of Multinational Financial Management,2001,11(4):483-496.
[5] Robert A J,Stuart M T.The intersection of market and credit risk [J]. Journal of Banking & Finance,2000,24(1):271-299.
[6] Friedman D.On economic applications of evolutionary game theory [J].Journal of Evolutionary Economics,1998(8):15-43.
[7] 盛昭瀚,蒋德鹏.演化经济学[M].上海:上海三联书店,2002.281-325.
[8] 廖小昕.动力系统的稳定性理论和应用[M].北京:国防工业出版社,2000.15-30.

备注/Memo

备注/Memo:
基金项目: 国家自然科学基金资助项目(70171028).
作者简介: 易余胤(1976—),男,博士生.
更新日期/Last Update: 2003-07-20